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Spread the cost at Colin M Smith's

For all products with a balance of £200 or more we offer two excellent finance options.

At present Finance is only available in store. 

 

Option One

Buy Now Pay Later (Deferred Period Interest)

Available on all purchase balances of £200 and over.

No Deposit

Options 6, 10 or 12 months Interest Free.
 

Example: Washing Machine - Cash Price £399

10 monthly installments of £39.90 (APR 0%)

Settlement Fee - £29.00

Total price paid - £428.00

In the event you have not cleared the balance in the deferred interest free period the balance will rollover onto a 48 interest bearing agreement at 28.9% APR, please speak to

one of our sales assistants for more information. 

 

 

Option Two

Low Cost Interest Bearing

Available on all purchase balances of £200 and over.

Options 24, 36 or 48 months

APR 19.9%

 

Example: Washing Machine - Ticket Price £399

24 monthly installments of £19.98 (APR 19.9%) Total Price Paid £479.52

36 monthly installments of £14.49 (APR 19.9%) Total Price Paid £521.64

48 monthly installments of £11.78 (APR 19.9%) Total Price Paid £565.44

 

Credit applications are completed instore and entered online via Hitachi Finance website, processing an application from start to finish can take up to 25 minutes. Terms and conditions apply. 

Finance Provider: Hitachi Capital Consumer Finance