Need help with your purchase? Call 01307 464187

Hitachi Personal Finance Options available at Colin M Smith

 

Finance Options available at Colin M Smith

Pay Monthly (Interest Bearing Credit)

Spread the cost of your purchase with equal monthly
amounts at a fixed interest rate.

  • Receive your goods straight away
  • Choose a Loan Term (24, 36 or 48 months)
  • Pay a deposit (optional)
  • Pay smaller monthly repayments spread over your chosen Loan Term
  • Fixed Interest Rate for the whole term

The table below shows you how much monthly repayments will be based on the total order value.

Order
Value
Term
(Months)
Deposit
Monthly
Payments
£300 24 £30 (10%) £13.52
£600 24 £60 (10%) £27.04
£1,200 36 £120 (10%) £39.20
£2,000 48 £200 (10%) £53.15

 

Interest Bearing Credit Representative Example

Cash Price
£400

Deposit
£40 (10%)

Loan Amount
£360

Representative APR
19.9%

Interest Rate
19.9% fixed

36 Monthly Repayments of
£13.07

Total Term of Loan Agreement
36 Months

Total Charge for Credit
£470.52

Total Amount Payable
£510.52

Early Settlement Fee
£29

 

Buy Now Pay Later (Countdown Interest Bearing Credit)

Receive your goods straight away. 0% APR with a
repayment holiday period.

  • Receive your goods straight away
  • Choose a Defer Term before your first payment (6 or 9 months)
  • Pay a deposit (optional)
  • Don't pay anything else for the Defer Term (0% APR Interest)
  • Pay smaller monthly repayments spread over 48 months

The table below shows you how much monthly repayments will be based on the total order value.

Order
Value
Total
(Months)
Term
(Months)
Defer Term
(Months)
Deposit

Monthly
Payments
£300 54 48 6 £30 (10%) £8.13
£500 54 48 6 £50 (10%) £13.55
£1000 57 48 9 £100 (10%) £28.17
£2000 57 48 9 £200 (10%) £56.33

 

Countdown Interest Bearing Credit Representative Example

Cash Price
£400

Deposit
£40 (10%)

Loan Amount
£360

Representative APR
16.9%

Interest Rate
16.9% fixed

48 Monthly Repayments of
£11.27

Total Term of Loan Agreement (deferred for 9 months)
57 Months

Total Charge for Credit
£540.96

Total Amount Payable
£580.96

Early Settlement Fee
£29

 

If you require any further information about our finance options please call us on 01307 464187